SMUD - Residential Solar Loan Program


Incentive Type:

Utility Loan Program

Eligible Renewable/Other Technologies:

Solar Water Heat, Photovoltaics

Applicable Sectors:


Maximum Incentive:



Rate: 8.5%

Repayment: Up to 10 years


The Sacramento Municipal Utility District's (SMUD) Residential Loan Program provides 100% financing to customers who install solar water heating or photovoltaic (PV) systems. All solar water heating systems must meet standards set by the Solar Rating and Certification Corporation (SRCC), must be installed by a SMUD-approved solar water heating contractor, and must pass inspection by SMUD representatives. PV systems must be installed by a SMUD-approved PV contractor.